Since the founding of the Key-Freeman Agency, it has been the Inland Empire’s specialist in underwriting Commercial insurance for hundreds of businesses in the area. An underlying reason for that success is that the agency analyzes all the risks associated with each business. The object is not to write an insurance policy but rather to determine the risk each business faces, understand the tolerance for risk of the ownership, suggest alternatives for reducing risk and finally outline the various methods of funding the risk that remains.

In following this procedure we find that we can minimize the cost while making certain that the business is not overly exposed to loss and the effects that loss can have on operations.

The world of Healthcare is constantly changing. Our Goal at HealthTrends is to first stay on top of the changes as they occur and then to make certain that our clients have the coverages that are best suited for their company. We recognize that it is likely to be traumatic to change health insurance companies since it often means disrupting personal relationships that have developed with doctors and mounds of paperwork. We are here to assist in the process of making the changes necessary. We are available to explain changes, outline coverages, help with enrollment and intervene when claims problems arise.

We represent virtually every insurance company that operates in California so we will be constantly working to make certain that you have the best combination of coverage and price.

The John P. Key Agency was founded in 1911. The Robert Freeman Agency was founded in 1950. Both experienced steady growth as local property & casualty insurance agencies gaining reputations as outstanding local independent insurance brokers.

In 1964 Ross T. Blandi purchased the John P. Key Agency and four years later Robert (Bob) Beckley purchased the Robert Freeman Agency. Ross was a member of a prominent business family in Corona who started as an agent in the Key agency. He later became a partner before purchasing all remaining shares. Bob had a career as the insurance manager at Coldwell Banker Commercial, following a tour of duty as a Navy pilot during WWII.

In 1972, Ross and Bob merged the two agencies to take advantage of the synergism that existed between the two, forming the Key-Freeman Agency. Ross’ agency had a history of servicing both the personal and commercial needs of the local community. Bob brought a broader commercial clientele stretching as far east as New Mexico and as far north as the San Francisco Bay area. The combined companies have had a continuous growth in both the private and public sectors since the merger.

Thomas (Tom) Keeney entered into agreement to purchase the Key-Freeman Agency from both Ross and Bob in 1995 completing the purchase March 1, 1996. Tom had 23 years of insurance experience at the time of the purchase. That experience ranged from management positions at Prudential, to President of a health Third Party Administrator, and just prior to the purchase, COO/CFO of an Excess & Surplus Lines brokerage company.

Chris Kenney joined the firm in 2001, as Vice President of Commercial Insurance after graduating from Baylor University where he studied risk management and insurance science and interned with Northwestern Mutual Life.

As the Key-Freeman Agency approaches the end of its first century of serving Corona and all of Southern California, the company continues expanding its commercial insurance products, the companies it represents and the tradition of innovation.

In 2007 the company reorganized so that it could provide stronger service to its commercial customers. The Personal Lines insurance department was sold so that all the company’s resources could be concentrated on working with Commercial clients. The company is now divided into two departments.